Commercial Mortgages

Whether you call it a commercial mortgage or a business mortgage, KSD Mortgages helps GTA business owners and investors finance the property their business runs on. We work with retail plazas, office buildings, industrial warehouses, and multi-unit residential properties across Mississauga, Brampton, Toronto, and the surrounding GTA.

 

A business mortgage differs from a residential mortgage in how lenders assess risk. Instead of focusing only on personal income, commercial lenders look at the property’s cash flow, your business financials, the loan-to-value ratio, and the type of asset being financed. That means approval criteria, rates, and amortization periods vary more than they do for a typical home purchase.

 

We arrange commercial mortgages and business mortgage financing for purchases, refinances, and equity take-outs, including options for self-employed borrowers and businesses with non-traditional income. With 12+ years of experience and access to 50+ lenders, we help you find financing terms that fit how your business actually operates, not a one-size-fits-all bank formula.

 

Ready to talk through financing for your commercial or business property? Contact KSD Mortgages for a free consultation at 647-802-3738 or application@ksdmortgages.com.