Home - GNE MORTGAGES

Welcome to GNE MORTGAGES

Residential Commercial Mortgages

About Us

Lets get you the keys to your new home

Years of experience and knowledge on different products from and access to over Many lenders.

Phone Call Away

Call us anytime better yet visit us in person

Multiple Solutions

Having access to over Many lenders rest assure we will fight for the best rate possible

What We’re Offering

All Loans Services

First-Time Home Buyers

Buying your first home can be daunting, but we’re here to simplify the process. Our team provides personalized support to help you navigate financing options and secure the best mortgage rates, making homeownership a reality.

Bad Credit Mortgage

A challenging credit history doesn’t have to stop you from owning a home. Our bad credit mortgage options are designed to help individuals with less-than-perfect credit secure financing. We’ll work closely with you to find a suitable solution.

Pre-Approval

Get ahead in the home-buying process with our pre-approval service. We’ll evaluate your financial situation and provide you with a pre-approval letter, giving you a competitive edge when making an offer on your dream home.

Self-Employed Mortgages

Being self-employed shouldn’t hinder your homeownership dreams. We specialize in self-employed mortgages, offering flexible solutions tailored to your unique financial situation. Our experts will guide you through the application process with ease.

Second Mortgage

A second mortgage lets you access additional funds using your home’s equity. Whether for major expenses or debt consolidation, our team will help you explore options that align with your financial needs.

Commercial Mortgages

If you’re looking to finance a commercial property, we’ve got you covered. Our team understands the complexities of commercial mortgages and will help you find the right financing options to support your business goals and growth.

Renew Your Mortgage

As your mortgage term comes to an end, it’s time to consider your renewal options. We’ll help you navigate the process, explore competitive rates, and secure a renewal that meets your needs, ensuring you continue to benefit from favorable terms.

First Private Mortgage

If traditional loans aren’t an option, a first private mortgage could be your solution. We connect you with private lenders who offer flexible terms, making it easier for those with unique financial situations to secure funding.

STEPS & PROCESS

Mortgage Process

Application

In person meeting, phone call, or Zoom meeting. To go over the information regarding your income, credit, etc.

Documents

Documents such as NOAs, T1 Generals, Pay stubs or T4s.

Appraisal

The appraisal process or FMR

Additional requirements

Lender may ask for additional documents such as FMR, down payment source etc.

Closing

Solicitor conditions and handing the keys over to you!

20+

Products

100+

satisfied customers

80+

5 star google reviews

Google Reviews

Customers Testimonials

I met Kevin through a reference but Trust me He knows what he doing and does it Well,We just Opened our First Business,Kevin is Very Professional and….

NAVDEEP SINGH KAJLA

Kevin got us out of a messy situation and handled our mortgage very well. He is very professional and accommodating.

Anoop Virk

Would like to start by saying Kevin made my first time home buyer experience seamless. Just provided him all the paperwork when he needed and kept me….

Aliasgar Motorwala

8+ years of working experience

Our Benefits

Why Choose Us for Your Mortgage Needs?

At GNE Mortages, we make mortgages simple, fast, and tailored to you. Whether you’re a first-time homebuyer, an investor, or a business owner looking for financing, we have the right solutions.

What Sets Us Apart?

Expertise in A, B & Private Lending: We work with top A-side lenders for the best rates, B-side lenders for self-employed and unique income situations, and private lenders for fast, flexible financing.
Customized Mortgage Solutions: No two clients are the same. We structure mortgage plans that fit your financial goals, whether it’s homeownership, refinancing, or investment growth.
Fast Approvals & Hassle-Free Process: We cut through the red tape so you get quick approvals and access to funds when you need them most.
Competitive Rates & Transparent Advice: We negotiate the best rates possible and provide honest, straightforward advice—so you can make informed decisions.
GTA & Beyond: Serving the Greater Toronto Area (GTA) and surrounding regions, we specialize in helping Ontario homeowners and investors secure the financing they need.

FAQ’s

Frequently Asked Questions

Do you offer private mortgages?

Yes! We specialize in private mortgages and work with a wide range of private lenders, including Mortgage Investment Corporations (MICs). Whether you need financing for a purchase, refinance, or debt consolidation, we can help structure a solution tailored to your needs.

Do you also offer a pre-approval letter before we start looking at homes?

Absolutely! A pre-approval letter gives you a clear idea of how much you can borrow, helps you set a budget, and makes your offer stronger when negotiating with sellers. We can provide a quick and hassle-free pre-approval so you can start house hunting with confidence.

I have a bad credit score can I still get a mortgage?

Yes! Having a low credit score doesn’t mean you can’t secure a mortgage. We work with B-lenders and private lenders who focus on your overall financial situation rather than just your credit score. We’ll explore alternative financing options to help you achieve homeownership.

I am looking to buy a food franchise—can you help?

Yes! We offer business financing solutions for franchise purchases, whether through traditional banks, alternative lenders, or private funding. We can guide you through the financing process and help you secure the right loan for your franchise investment.