Canada’s foreign buyer ban expires January 1, 2027, and Ottawa is reviewing its options. Here is what it could mean for buyers, sellers and homeowners in Toronto, Mississauga and Brampton.
A Bank of Canada rate hike GTA borrowers have been bracing for just moved closer to reality. Bank of Canada Governor Tiff Macklem sent a clear signal this week: after years of the conversation being about when rate cuts might resume, the central bank is now openly weighing whether it needs to raise rates again…
Household debt ratio GTA mortgage rates are back in the headlines this week: Canadian households are carrying less debt relative to their income than they have in a year — but if you live in the GTA and you’re staring down a mortgage renewal, the story isn’t quite as simple as “good news.” New data…
If your bank just said no, you’re not out of options — you’re out of one option. Private mortgage lenders GTA borrowers turn to have quietly become one of the fastest-growing corners of the housing finance market, and in 2026, more Toronto, Mississauga, and Brampton homeowners are ending up there than most people realize. The…
Canada’s labour market just threw a curveball at anyone watching for the next move in mortgage rates. According to Statistics Canada data reported by Bloomberg and Canadian Mortgage Trends, the economy shed 41,700 jobs in August, catching economists completely off guard — they had expected a gain of 15,000. Canada jobs report GTA mortgage rates…
How Canada’s mortgage stress test works in 2026, current GTA rates and prices, and how buyers in Toronto, Mississauga and Brampton can strengthen their qualification.
If you’re coming up for a mortgage renewal in the GTA in 2026, you’re renewing into a very different market than homeowners faced even two years ago — and the data suggests a lot of people are quietly taking advantage of it. According to CMHC’s latest Residential Mortgage Industry Report, uninsured mortgage switches jumped 34%…
A 30-year amortization mortgage GTA buyers once had to fight for is now the default option for insured buyers. New data from Canada Mortgage and Housing Corporation (CMHC) shows just how much the mortgage landscape has shifted in less than two years. According to a report from Canadian Mortgage Trends, mortgages amortized over more than…
New GTA days on market 2026 data from Wahi’s July MLS numbers shows a market that’s split in two. In some neighbourhoods, homes are moving in under two weeks. In others, sellers are waiting more than two and a half months for an offer. If you’re buying, selling, or just trying to read where your…
The federal government is putting real money behind its rental housing push in Toronto. Prime Minister Mark Carney, alongside Housing Minister Gregor Robertson and Toronto Mayor Olivia Chow, announced $2.7 billion to help build thousands of new rental homes across the city. For anyone following the GTA housing market, this Toronto rental housing investment is…